The Lazy Saver52 week savings challenge (UK): save £1,378 with a printable tracker
Updated 14 October 2026 · 4-minute read · UK
Save £1 in week 1, £2 in week 2, all the way to £52 in week 52. Stick with it and you'll have £1,378, plus a very smug pig.
The catch: December
Start in January and your biggest weeks land in December, when money is already tight. The last four weeks alone add up to £202.
Do it in reverse
Start with £52 in week 1 and finish with £1. Same £1,378, but the hard weeks come while your motivation is fresh, and December is easy. Starting in spring works too.
A 6-page printable with a payday bill calendar, subscription hit-list and a 30-day challenge. Free by email.
Get the free plannerMake it lazy
Set up a weekly standing order into a separate savings pot. If your bank can't do increasing amounts, pay in on Sunday and tick the box. Or pick any week's amount you can afford that week and cross it off. You still save the full total.
Scale it up or down
Double it (£2 steps) for £2,756, or halve it for £689. Choose a level you can finish. Finishing a small one beats quitting a big one.
Our 20-second UK calculator adds up takeaways, unused subscriptions and not switching. The yearly total is usually a shock.
Try the calculator →Savings Challenge Pack (£3.99): 8 printable challenges and a cash stuffing kit. Built for UK paydays and the 2026/27 tax year. Instant download.
See it in the shop →FAQ
How much do you save in the 52 week challenge?
£1,378 at £1 steps: the sum of 1 to 52 pounds.
Can I start the 52 week challenge any time?
Yes. Start whenever suits your paydays. Many people start in spring or do it in reverse so December is easy.
Where should I keep the money?
A named easy-access savings pot or account is safer than cash at home, and you might earn interest.