The 24-hour rule
Want it? Put it in the basket and wait a day. Loads of "must-haves" stop being must-haves.
No spreadsheets. No willpower. Just tiny one-time tweaks that keep saving you money while you lie on a sun lounger. 🐷☀️
Join the 30-day Lazy Money Challenge · one rule a day
Be honest. Nobody's watching (except the pig).
Rough estimates using typical UK figures (≈40% EAR overdraft, ≈4% easy-access savings gap, ≈£300/yr loyalty penalty). Illustration only, not financial advice.
One rule a day for 30 days. Each takes under 5 minutes, once.
Want it? Put it in the basket and wait a day. Loads of "must-haves" stop being must-haves.
Standing order to savings on payday, before you can spend it. Set once, forget forever.
Shop emails are adverts you invited in. Unsubscribe from them and fewer "sales" tempt you.
A guilt-free pot just for treats. When it's empty, the fun pauses. The bills stay safe.
Priya from Manchester moved every bill to the 2nd. No more "broke by the 20th".
Jade from Leeds' app showed her overdraft as "available". Lower the limit in two minutes.
Tom from Bristol deleted saved cards. Typing 16 digits kills most 1am "bargains".
Follow to unlock tomorrow's rule.
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A printable 6-page planner: 30-day rule tracker, payday bill calendar, subscription hit-list, fun-money pot and switch-and-save checklist. No sign-up needed.
Download the PDF (free)Made in the UK for UK paydays and the 2026/27 tax year. Instant download.
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A new money-saving printable kit every month, in print and digital. November's drop: the Christmas on a Budget Kit. Cancel any time.
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